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Euro Security: Why Is It So Hard to Counterfeit?

Euro Security: Why Is It So Hard to Counterfeit?

Learn why the euro is among the safest currencies in the world. Find out which security features prevent counterfeiting and what people working with money need to know.

Approximate reading time: 2m 24s

THE EURO: The Safest Currency in Europe?

The euro is not just a common currency – it is also a technological masterpiece in terms of anti-counterfeiting protection. Since its introduction, the European Central Bank (ECB) has invested millions of euros in developing security features that make counterfeiting difficult even for the most advanced counterfeiters.

According to the latest data, out of more than 29 billion banknotes in circulation, only about 0.002% are counterfeit. (Source: ECB, 2023)

 

 

The course "Working with euro banknotes and coins" is designed for merchants, cashiers, business owners, and employees who work with cash banknotes and coins.

What are the main security features of the euro?

1. 100% cotton paper

It is more durable, has a specific texture and sound when crumpled – different from ordinary paper. This is the first tactile test.

2. Raised print (intaglio)

The numbers, inscriptions, and some images are printed with raised ink, which can be clearly felt by touch.

3. Watermark

Visible when held against the light – includes a portrait and denomination. It is embedded in the paper itself, not printed on it.

4. Security thread

A thin, dark line embedded in the paper, with microtext (e.g., “EURO” and the denomination), visible when held against the light.

5. Portrait window (in the „Europa“ series)

A transparent area in the upper part of the banknote, showing a portrait that is visible from both sides.

6. Hologram

An image that changes when tilted – from denomination to an architectural motif or portrait.

7. Optically variable ink

On banknotes from €50 and above – the number changes color from purple to green/brown when tilted.

8. UV and infrared protection

Elements invisible to the eye that glow under UV light and are visible or disappear under an IR camera.

 

What makes the euro so hard to counterfeit?

Multi-layered protection

Counterfeiters can imitate some elements, but rarely all at once – especially under different lighting and by touch.

A combination of visible and hidden elements

Visual protection (e.g., watermark) is complemented by features that can only be checked with specialized equipment (UV, IR).

 High-tech printing

Special printing machines, inks, and technologies are used that are not accessible to illegal groups.

 

Counterfeit data in Europe

  • In 2023, 467,000 counterfeit banknotes were withdrawn from circulation.

  • This is one of the lowest figures in the history of the euro.

  • Over 95% of counterfeits are detected in retail outlets and banks.

  • The most counterfeited denominations: €20 (38%) and €50 (47%).

ECB - Statistics on counterfeit banknotes

 

How a suspicious banknote was caught in a shopping center

In a large shopping center in Bratislava, a cashier received a €100 banknote that looked visually genuine. But when she tried to check it with a UV lamp, it did not glow. When touched, the characteristic raised print was missing. Security was called – it turned out to be a perfect counterfeit, made with a professional printer, but without real security threads and paper.

Thanks to the training in Working with euro banknotes and coins, the cashier reacted in time.

What should everyone working with money know?

  • Always check three things: touch, image against the light, tilting.

  • Use a UV lamp as an additional tool.

  • If in doubt – do not return the banknote. Call a manager or security.

  • Know that all euro banknotes are equally secure, regardless of the country that printed them.

 

The course „Working with euro banknotes and coins“ teaches you all of this

The course is designed for:

  • merchants, cashiers, service staff;

  • employees in transport, exchange offices, security;

  • anyone who wants to be prepared for the transition to the euro.

You will learn:

  • how to recognize security features;

  • how to use UV and IR checks;

  • how to react when in doubt;

  • how to avoid losses due to counterfeits.

Do your best to eliminate the risk of receiving counterfeit banknotes: Sign up here

Read more about the euro in our article 10 facts about the euro that every cashier and merchant should know